Brian Moynihan CEO of Bank of America | Bank of America
Bank of America has released a statement on the results of the Federal Reserve's 2025 Comprehensive Capital Analysis and Review (CCAR), revealing plans to increase its quarterly common stock dividend by 8% to $0.28 per share starting in the third quarter of 2025. The stress test results showed an improvement in Bank of America's modeled capital depletion, which enhanced by 100 basis points to 170 basis points.
As a result, under current Federal Reserve rules, the bank's preliminary stress capital buffer (SCB) is set to improve by 70 basis points to reach 2.5%, with its Common Equity Tier 1 (CET1) minimum requirement at 10.0%, effective October 1, 2025. The Federal Reserve has proposed changes to the SCB calculation that, if adopted as suggested, would adjust Bank of America's SCB to 2.7%, resulting in a new CET1 minimum ratio of 10.2% effective January 1, 2026.
By March 31, 2025, Bank of America reported having $201 billion in regulatory CET1 capital with a CET1 ratio of 11.8%, surpassing the current minimum requirement.
The planned increase in the quarterly common stock dividend awaits approval from Bank of America's Board of Directors.
"Certain statements contained in this news release may constitute 'forward-looking' statements within the meaning of the Private Securities Litigation Reform Act of 1995," cautions Bank of America regarding future expectations and plans based on available information.
Bank of America is recognized as one of the world's leading financial institutions providing services ranging from banking and investing to asset management for individual consumers and businesses globally. It serves approximately four million small business households through various online products and services across more than thirty-five countries.
For further inquiries or investment details, contact Lee McEntire or Jonathan G. Blum at Bank of America for investors or Jocelyn Seidenfeld for reporters.
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