As hurricane and wildfire seasons approach, businesses in the United States are facing increased threats to their operations and financial stability. The National Oceanic and Atmospheric Administration (NOAA) forecasts an active 2025 Atlantic hurricane season with up to 17 named storms, nine hurricanes, and four major hurricanes. Additionally, projections for the wildfire season indicate that over 9 million acres are at risk of burning, particularly in drought-stricken areas such as California, Texas, and parts of the Southeast.
Natural disasters can disrupt operations, displace employees, destroy inventory, and cause lasting financial damage. AssuredPartners offers insurance strategies, risk control planning, and claims support to help businesses prepare for these risks before, during, and after disasters occur.
Hurricane season runs from June 1 to November 30. It poses risks such as high winds, torrential rain, storm surges, and coastal flooding. Even inland businesses may experience power outages or supply chain interruptions due to aging infrastructure or construction near flood-prone zones.
Wildfire season typically peaks in summer and fall but can also pose significant risks in springtime. Businesses located near forests or grasslands are particularly vulnerable. Drought conditions can exacerbate wildfire activity.
To prepare for natural disasters, businesses should conduct thorough risk assessments considering factors like building materials and historical disaster data. A business continuity plan (BCP) is essential for maintaining operations during a disaster.
Proactive measures to protect property can reduce the impact of hurricanes and wildfires. Disaster plans require effective execution; all employees should know evacuation routes and safety procedures.
Financial preparedness involves more than carrying insurance; it includes maintaining emergency reserves and understanding credit line availability. Insurance policies must align with regional risks; not all cover hurricane or wildfire losses.
AssuredPartners assists businesses with risk assessments and insurance coverage reviews while offering resources like preparedness guides to support them before a disaster strikes.
Timely claims reporting is crucial after a disaster occurs. AssuredPartners helps clients file claims quickly through local agencies and national carrier partners providing dedicated support during critical times.
By assessing risks now and securing appropriate coverage through knowledgeable brokers like AssuredPartners' team of experts—businesses will be better positioned for faster response times when faced with potential impacts from natural disasters.