The U.S. Small Business Administration (SBA) has announced that private nonprofit organizations in several Texas counties are now eligible for low-interest federal disaster loans following an amended Presidential public assistance declaration. The affected areas include Edwards, Lampasas, Real, Reeves, Schleicher and Sutton counties, which experienced severe storms, straight-line winds and flooding from July 2 to July 18.
In addition to these six counties, the SBA is making disaster loans available in Burnet, Coke, Concho, Hamilton, Kendall, Kerr, Kimble, Llano, Mason, McCulloch, Menard, San Saba, Tom Green, Travis and Williamson counties.
Eligible applicants may receive a loan amount increase of up to 20% of their verified physical damage for mitigation purposes. These improvements can include measures such as insulating pipes and attics or installing storm windows to help protect against future disasters.
“SBA loans help eligible private nonprofits cover both physical damage as well as economic injury after a disaster, which is crucial for their recovery,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “These loans not only help private nonprofits get back on their feet but help them rebuild.”
Private nonprofits can also apply for Economic Injury Disaster Loans (EIDLs) to address working capital needs like fixed debts or payroll. EIDL assistance is available even if there was no physical property damage.
Loan amounts can reach up to $2 million with interest rates as low as 3.625% for terms up to 30 years. Interest does not accrue and payments are deferred until one year after the first disbursement. Loan amounts and terms will be determined based on each applicant’s financial condition.
The SBA urges prompt submission of applications since they will be processed in the order received.
Applications can be submitted online at sba.gov/disaster or by contacting SBA’s Customer Service Center at (800) 659-2955 or via email at disastercustomerservice@sba.gov. Telecommunications relay services are available by dialing 7-1-1 for those who are deaf or hard of hearing.
The deadline for submitting applications related to physical property damage is September 4, 2025; the deadline for economic injury applications is April 6, 2026.