Data released by State Farm indicates that the odds of U.S. drivers hitting an animal this year are 1 in 128, a slight decrease from last year's 1 in 127. State Farm, the largest car insurer in the U.S., estimates over 1.8 million auto insurance claims involving animal collisions were filed across the industry from July 1, 2023, to June 30, 2024.

Deer continue to be the most commonly struck animal, followed by rodents, dogs, raccoons, and coyotes. The months with the highest incidence of animal collisions are November, October, and December.

According to a State Farm survey, between 30% and 50% of drivers had accidents on paved rural roads with little traffic and low light. Engaging in risky driving behaviors such as speeding or using a phone increases the chance of an animal collision by 23%.

West Virginia remains the riskiest state for animal collisions with odds at 1 in 40 and has held this position for over a decade. Montana follows with odds of 1 in 54, then Michigan (1 in 59), Pennsylvania (1 in 61), and Wisconsin (1 in 63).

Pennsylvania reported the highest number of claims with more than 150,000 cases. Michigan had approximately 131,000 claims, followed by North Carolina (98,000), Texas (92,500), and Ohio (82,500).

State Farm offers several tips to help avoid or handle an animal collision:

- Slow down if you see an animal close to the road.

- Stay alert and scan the road for animals at any time.

- Pay attention to "deer crossing" signs.

- Reduce distractions like cell phones.

- Brake as necessary but do not swerve.

- Use high beams to scare away wildlife.

- Be aware that most crashes occur between October and December.

- Watch for animals between dusk and dawn.

- Look out for herds as there might be more animals nearby.

If you hit an animal despite these precautions, ensure everyone's safety first. Call emergency services if needed and check your vehicle's condition before taking pictures for insurance purposes. Discuss comprehensive coverage with your State Farm agent to cover repairs after your deductible.

Rodents are included in claims data not only due to collisions but also because they cause damage such as chewing wires.