Michael L. Tipsord Chairman, President and Chief Executive Officer | State Farm, IL
In 2023, over 56,000 wildfires ravaged 2.6 million acres, leading to the destruction of more than 4,300 residential and commercial structures across the United States. This data was provided by the National Interagency Fire Center. Wildfires, which can occur anywhere from Hawaii to Florida and up to New England, are unpredictable phenomena. The most effective strategy for safeguarding against wildfire-related losses is to prepare in advance for such unexpected events.
May marks National Wildfire Preparedness Month, and State Farm is committed to assisting homeowners with simple, budget-friendly projects that can be executed over a weekend to help mitigate losses from a wildfire.
Homeowners are advised to create a five-foot non-combustible barrier between their homes and any vegetation on their property. Trimming overhanging trees, branches and other foliage; removing vines from house walls; picking up debris in yards; removing flammable items like pine needles and pine cones; clearing gutters of leaves, pine needles and other debris; covering vents and openings with wire mesh to prevent embers from entering the home; installing ember and fire-resistant soffit vents; treating wooden fencing with fire retardant or considering replacing it with metal fencing; replacing mulch landscaping with rock are all recommended measures.
Additionally, homeowners should consult their local fire department for specific advice on preparing for wildfires in their area.
Creating a home inventory can expedite the insurance claims process following theft, damage or loss. Technology can simplify this task by enabling homeowners to create a digital copy of their inventory. This can be done by taking pictures or videos of important individual items as well as entire rooms, closets or drawers. There are also numerous mobile app options available that can assist in creating and storing a room-by-room record of belongings.
State Farm encourages homeowners to meet with their agents at least once a year to ensure they have adequate coverage tailored to their individual needs.
While it may not always be possible to prevent wildfires, these tips can help homeowners assess their risk and identify strategies to protect their homes and properties from wildfire damage.