More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during Q4
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Vadim Musaelyants | Barber | 10/02/2020 | 03/06/2006 |
| Sonia M. Caldera | Barber | 10/10/2020 | 11/21/2005 |
| Frida Yagudayeva | Occupational Therapist | 10/14/2020 | 10/15/2012 |
| John R. Wilhelms | Licensed Residential Appraiser | 10/31/2020 | 10/08/1992 |
| Christopher M. Crockett | Occupational Therapy Assistant | 11/08/2020 | 05/09/2012 |
| Clifford W. Saylor | Certified General Appraiser | 11/30/2020 | 11/30/1992 |
| John R. Horton | Certified General Appraiser | 11/30/2020 | 11/16/2004 |
| Pablo Garcia | Barber | 12/03/2020 | 08/10/2018 |
| Victoria Estella Ohara | Athletic Trainer | 12/12/2020 | 12/13/2019 |
| Bonnie Kim Maginn | Occupational Therapist | 12/20/2020 | 11/19/2001 |
| Luz Cortes | Barber | 12/24/2020 | 06/05/2014 |
| A Mortgage Central, LLC | Mortgage Broker | 12/31/2020 | 04/23/2020 |
| Alex Candappa | Dispensing Optician | 12/31/2020 | 06/12/1977 |
| Arizona Wholesale Mortgage, Inc., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 03/18/2002 |
| BM Real Estate Services, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 05/23/2018 |
| Daniel A. Castillo | Dispensing Optician | 12/31/2020 | 11/24/2010 |
| Define Mortgage Solutions, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 07/30/2018 |
| Don C. Cashman | Certified Residential Appraiser | 12/31/2020 | 12/10/1992 |
| Lauren Cecilia Taveras | Psychologist | 12/31/2020 | 02/20/2020 |
| Lisa L. Davis | Dispensing Optician | 12/31/2020 | 05/21/1993 |
| Megastar Financial Corporation, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 05/06/2009 |
| Michael E. Cooper | Dispensing Optician | 12/31/2020 | 05/03/1975 |
| Michigan Mutual, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 09/15/2017 |
| NACM of Arizona, Inc. | Collection Agency | 12/31/2020 | 12/06/1977 |
| Phinance Commercial Capital, LLC | Commercial Mortgage Broker | 12/31/2020 | 09/12/2016 |
| Phinance Mortgage Group, LLC | Mortgage Broker | 12/31/2020 | 08/14/2018 |
| Racheal Fogle | Dispensing Optician | 12/31/2020 | 04/05/2006 |
| Real Time Resolutions, Inc., Phoenix, AZ Branch | Collection Agency | 12/31/2020 | 07/27/2015 |
| Rebecca C. Morris | Dispensing Optician | 12/31/2020 | 03/01/2017 |
| SecurityNational Mortgage Company, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 09/11/2019 |
| SecurityNational Mortgage Company, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 06/03/2020 |
| Sheena Michelle Nusbaum | Dispensing Optician | 12/31/2020 | 09/04/2019 |
| Sherwin M. Stradling | Dispensing Optician | 12/31/2020 | 05/24/1976 |
| Sonia Marie Duwyenie | Dispensing Optician | 12/31/2020 | 06/26/2008 |
| Tad Ball | Dispensing Optician | 12/31/2020 | 03/13/2015 |
| Tereesa Hope Cahall | Dispensing Optician | 12/31/2020 | 03/31/2014 |