More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during Q4
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Clayton Tyler Boyd | Optometrist | 10/18/2020 | 11/14/2019 |
| Bart W. Hatch | Certified Residential Appraiser | 10/31/2020 | 11/01/2018 |
| Chau H. Do | Optometrist | 10/31/2020 | 04/08/2004 |
| Gabriel Ryan Riveras | Certified Residential Appraiser | 10/31/2020 | 10/31/2008 |
| James W. Moore L.AC. | Acupuncturist | 10/31/2020 | 10/01/2002 |
| Kimberly Dawn La Pick | Acupuncturist | 10/31/2020 | 10/26/2018 |
| Quan Liang L.AC. | Acupuncturist | 10/31/2020 | 10/27/2010 |
| Sharon E. Viernes L.AC. | Acupuncturist | 10/31/2020 | 10/26/2016 |
| U. S. Payments, LLC, Phoenix, AZ Branch | Money Transmitter | 11/01/2020 | 03/23/2020 |
| Christopher James Johnson | Optometrist | 11/03/2020 | 06/26/2019 |
| Geoffrey T. Swanson | Athletic Trainer | 11/07/2020 | 06/04/2012 |
| David Khamtrashian | Barber | 11/16/2020 | 10/27/2015 |
| Yan Iskhakov | Barber | 11/18/2020 | 10/18/2018 |
| Stephanie L. Dinner | Psychologist | 11/30/2020 | 08/18/2017 |
| Thomas A. Ainsworth | Optometrist | 12/05/2020 | 09/22/2009 |
| Caregivers of Arizona Redefining Education for Elders | Assisted Living Facility Caregiver Training Program | 12/09/2020 | 10/15/2018 |
| Caregivers of Arizona Redefining Education for Elders | Assisted Living Facility Manager Training Program | 12/09/2020 | 10/15/2018 |
| Yamile L. Villar-Romaguera | Optometrist | 12/13/2020 | 06/01/2012 |
| David Malaterre | Barber | 12/15/2020 | 12/04/2013 |
| Kathy Brandt | Barber | 12/17/2020 | 05/16/2014 |
| Amerifirst Financial, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 09/15/2009 |
| Anita McClaskey | Dispensing Optician | 12/31/2020 | 04/07/1990 |
| Arizona Premium Finance Company, Inc. | Premium Finance Company | 12/31/2020 | 05/14/2020 |
| BM Real Estate Services, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 08/27/2018 |
| Burton N. Shapiro Dcl. Ac. | Acupuncturist | 12/31/2020 | 12/20/2000 |
| Candis Loraine Glass | Dispensing Optician | 12/31/2020 | 05/20/2014 |
| Creative Home Loans, L.L.C. | Mortgage Broker | 12/31/2020 | 04/22/2004 |
| Cynthia Silvey | Dispensing Optician | 12/31/2020 | 03/10/2016 |
| Define Mortgage Solutions, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 08/02/2018 |
| Donald R. Townsend | Psychologist | 12/31/2020 | 03/14/2016 |
| Jeannette Nichole Dilley | Dispensing Optician | 12/31/2020 | 11/06/2019 |
| Jennifer Caraway | Dispensing Optician | 12/31/2020 | 09/26/2001 |
| Jonathan R. Mitchell | Dispensing Optician | 12/31/2020 | 03/20/2013 |
| Linscott Lending, LLC | Mortgage Broker | 12/31/2020 | 07/29/2016 |
| Loanatik, L.L.C. | Mortgage Broker | 12/31/2020 | 07/26/2016 |
| Michelle A. Carbeck | Dispensing Optician | 12/31/2020 | 12/15/2008 |
| Ora B. Biniaminov | Dispensing Optician | 12/31/2020 | 01/20/1998 |
| Peterson Funding, LLC, Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 05/28/2019 |
| Rohit Nanik Chandiramani | Loan Originator | 12/31/2020 | 02/19/2016 |
| Rosemary Winchester | Dispensing Optician | 12/31/2020 | 03/12/2013 |
| Sherilynn R. Lewis | Dispensing Optician | 12/31/2020 | 03/15/2018 |
| Sherri L. Garringer | Dispensing Optician | 12/31/2020 | 03/23/2012 |
| Sirota Financial, LLC | Mortgage Broker | 12/31/2020 | 07/26/2010 |
| The Loan Arrangers, LLC, Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 09/28/2011 |
| Thomas E. Rader II | Licensed Residential Appraiser | 12/31/2020 | 12/15/2014 |
| Thomas W. Clark | Mortgage Broker | 12/31/2020 | 03/04/2003 |
| Tolleson Family Mortgage, LLC | Mortgage Broker | 12/31/2020 | 01/16/2008 |
| Tom P. Jones | Dispensing Optician | 12/31/2020 | 03/09/2005 |
| Tori R. Hull | Dispensing Optician | 12/31/2020 | 09/13/2010 |
| William M. Clark | Collection Agency | 12/31/2020 | 04/08/2015 |