More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during Q4
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Cheryl Margolis Kingsbury | Occupational Therapist | 10/03/2020 | 10/04/2004 |
| Shaina K. Ganatra | Occupational Therapist | 10/16/2020 | 10/17/2016 |
| Valerie A. Arroyo | Occupational Therapy Assistant | 10/19/2020 | 10/20/2014 |
| Mark Jeffrey Dietz | Registered Trainee Appraiser | 10/26/2020 | 10/26/2017 |
| Gregory R. Gunn | Certified Residential Appraiser | 10/31/2020 | 10/03/2008 |
| Kristen A. Scalpone | Certified Residential Appraiser | 10/31/2020 | 10/06/2010 |
| Vallone J.R. | Registered Trainee Appraiser | 12/04/2020 | 12/04/2017 |
| Amcap Mortgage, Ltd., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 04/05/2019 |
| American Financial Lending, Inc. | Mortgage Banker | 12/31/2020 | 05/07/2008 |
| Arizona Wholesale Mortgage, Inc. | Mortgage Broker | 12/31/2020 | 04/01/1998 |
| Brightside Mortgage, LLC | Mortgage Broker | 12/31/2020 | 01/25/2018 |
| Daphne Massey-Emerson | Dispensing Optician | 12/31/2020 | 10/06/2003 |
| David M. Lester | Dispensing Optician | 12/31/2020 | 04/13/1988 |
| Expert Mortgage, LLC | Mortgage Broker | 12/31/2020 | 08/21/2019 |
| George MacRodimitris | Dispensing Optician | 12/31/2020 | 03/07/2012 |
| Good Day Financial, LLC | Mortgage Broker | 12/31/2020 | 06/10/2020 |
| Greg Wade Mortgages, LLC | Mortgage Broker | 12/31/2020 | 02/13/2020 |
| Hector J. Bocanegra Pineiro | Certified General Appraiser | 12/31/2020 | 12/13/2016 |
| Holly Renee White | Dispensing Optician | 12/31/2020 | 09/29/2003 |
| International City Mortgage, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 12/10/2019 |
| John L. Slaughter | Certified Residential Appraiser | 12/31/2020 | 12/04/2006 |
| K. Hovnanian American Mortgage, L.L.C., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 10/05/2004 |
| Laura McDaniel | Dispensing Optician | 12/31/2020 | 08/07/2019 |
| Lori J. Binder L.AC. | Acupuncturist | 12/31/2020 | 12/17/2014 |
| Luke Justin Pool | Dispensing Optician | 12/31/2020 | 09/05/2018 |
| Melissa A. Fuller | Dispensing Optician | 12/31/2020 | 09/04/2013 |
| Mica J. Triton L.AC. | Acupuncturist | 12/31/2020 | 12/21/2005 |
| Modern Mortgage, LLC | Mortgage Broker | 12/31/2020 | 01/27/2020 |
| Paul M. Saba | Dispensing Optician | 12/31/2020 | 09/23/1985 |
| Rate Rabbit, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 04/13/2012 |
| Samantha J. Wolfe | Dispensing Optician | 12/31/2020 | 10/24/2006 |
| Sarah A. Sierens | Dispensing Optician | 12/31/2020 | 10/12/2017 |
| Sevag Hagopian | Loan Originator | 12/31/2020 | 04/14/2014 |
| Sprout Commercial Finance, LLC | Commercial Mortgage Broker | 12/31/2020 | 03/02/2018 |
| Symmetry Lending, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 01/31/2020 |
| Union Home Mortgage Corporation, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 11/23/2018 |
| Union Home Mortgage Corporation, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 11/23/2018 |
| Van Buren Mortgage, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 11/01/2012 |
| Viktoriya M. Tutev | Certified Residential Appraiser | 12/31/2020 | 12/12/2016 |