The U.S. Small Business Administration (SBA) has opened a Business Recovery Center (BRC) in Ohio County to help small businesses, private nonprofits, and residents affected by severe weather events that occurred on June 14-15, 2025. The center is located at Triadelphia Townhall, 4453 National Rd, Triadelphia, WV 26059.
Starting Monday, July 28, SBA customer service representatives will be available at the BRC to answer questions about disaster loan programs and assist with applications. Walk-ins are welcome, but appointments can also be scheduled in advance at appointment.sba.gov.
The BRC will operate Monday through Friday from 9 a.m. to 6 p.m., Saturdays from 10 a.m. to 2 p.m., and will be closed on Sundays.
“SBA’s Business Recovery Centers have consistently proven their value to business owners following a disaster,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “Business owners can visit these centers to meet face-to-face with specialists who will guide them through the disaster loan application process and connect them with resources to support their recovery.”
Small businesses, small agricultural cooperatives, and private nonprofit organizations with financial losses related to the disaster may apply for Economic Injury Disaster Loans (EIDL). These loans provide working capital even if there was no physical damage. EIDLs can be used for fixed debts, payroll, accounts payable, and other bills that could not be paid due to the disaster.
Businesses and nonprofits may also apply for business physical disaster loans of up to $2 million for repairing or replacing damaged real estate, equipment, inventory, or other assets. Homeowners may borrow up to $500,000 for repairs or replacement of their primary residence; renters and homeowners may borrow up to $100,000 for personal property such as clothing or appliances.
Applicants may qualify for an increase in their loan amount—up to 20% of verified physical damage—for mitigation improvements like strengthening structures against wind damage or installing storm shelters.
Interest rates are set as low as 4% for businesses, 3.625% for nonprofits, and 2.813% for homeowners and renters. Loan terms can extend up to 30 years based on each applicant’s financial situation. No interest accrues nor payments are due until one year after the first disbursement.
Recent changes allow survivors to apply simultaneously for FEMA grants—which cover necessary expenses not met by insurance—and SBA disaster loans designed for long-term recovery efforts (https://www.fema.gov/assistance/individual/program#sequence).
Applications can be submitted online at https://www.sba.gov/disaster. Additional information is available by calling (800) 659-2955 or emailing disastercustomerservice@sba.gov; telecommunications relay services are accessible by dialing 7-1-1.
The deadline for submitting applications related to physical property damage is September 22, 2025; economic injury applications must be filed by April 22, 2026.