More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during December
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Advanced Mortgage, LLC | Mortgage Broker | 12/31/2020 | 12/19/2017 |
| Amanda Michelle Juarez | Dispensing Optician | 12/31/2020 | 08/07/2019 |
| Andrea Louise Bielenstein | Loan Originator | 12/31/2020 | 07/25/2018 |
| Bayview Loan Servicing, LLC, Tucson, AZ Branch | Mortgage Banker | 12/31/2020 | 05/01/2017 |
| Best Mortgage Finders, Inc. | Mortgage Broker | 12/31/2020 | 10/01/1999 |
| Brookline College Tucson Campus | Accredited Vocational and Degree | 12/31/2020 | 11/01/1979 |
| Cardinal Financial Company, Limited Partnership, Tucson, AZ Branch | Mortgage Banker | 12/31/2020 | 10/29/2019 |
| Catalina Mortgage Company, Inc. | Commercial Mortgage Banker | 12/31/2020 | 08/29/2006 |
| Daniel L. Mudd | Dispensing Optician | 12/31/2020 | 04/06/2005 |
| Fairway Independent Mortgage Corporation, Tucson, AZ Branch | Mortgage Banker | 12/31/2020 | 07/31/2017 |
| Frances Jessica Baldez | Dispensing Optician | 12/31/2020 | 09/21/2005 |
| Gary C. Scheer | Dispensing Optician | 12/31/2020 | 12/10/1973 |
| Good Steward Lending Services, Inc. | Mortgage Broker | 12/31/2020 | 09/09/2014 |
| Guaranteed Rate Affinity, LLC, Tucson, AZ Branch | Mortgage Banker | 12/31/2020 | 06/22/2017 |
| Gustavo J. Perez | Psychologist | 12/31/2020 | 06/26/2008 |
| Isaac Villegas Durgin | Auricular Acupuncturist | 12/31/2020 | 12/02/2019 |
| Ivan Jimenez Flores | Dispensing Optician | 12/31/2020 | 03/04/2015 |
| Joanna Michelle Jacques | Dispensing Optician | 12/31/2020 | 10/03/2000 |
| Kimberly Koralewski | Dispensing Optician | 12/31/2020 | 03/07/2018 |
| Lakeview Community Capital, LLC, Tucson, AZ Branch | Mortgage Banker | 12/31/2020 | 06/22/2017 |
| Laura A. Zapolski | Dispensing Optician | 12/31/2020 | 12/20/2018 |
| Linda June Clickener | Dispensing Optician | 12/31/2020 | 10/22/2010 |
| Maria T. Lopez | Dispensing Optician | 12/31/2020 | 02/27/1991 |
| Nova Financial & Investment Corporation | Mortgage Banker | 12/31/2020 | 09/08/1998 |
| Nova Financial & Investment Corporation, Flagstaff, AZ Branch | Mortgage Banker | 12/31/2020 | 05/23/2016 |
| Nova Financial & Investment Corporation, Tucson, AZ Branch | Mortgage Banker | 12/31/2020 | 03/31/2009 |
| Nova Financial & Investment Corporation, Tucson, AZ Branch | Mortgage Banker | 12/31/2020 | 05/07/2012 |
| Nova Financial & Investment Corporation, Tucson, AZ Branch | Mortgage Banker | 12/31/2020 | 03/07/2014 |
| Nova Financial & Investment Corporation, Tucson, AZ Branch | Mortgage Banker | 12/31/2020 | 06/02/2014 |
| Private Mortgage Loan Originators, LLC | Mortgage Broker | 12/31/2020 | 10/02/2014 |
| Richard Esquivel | Dispensing Optician | 12/31/2020 | 10/21/1988 |
| Rincon Mortgage Group, L.L.C. | Commercial Mortgage Broker | 12/31/2020 | 02/01/2012 |
| Robert Schwebel | Psychologist | 12/31/2020 | 05/23/1981 |
| Ronald J. Chandler L.AC. | Acupuncturist | 12/31/2020 | 12/20/2000 |
| Sandy Eisenstadt | Certified General Appraiser | 12/31/2020 | 12/27/1991 |
| Stuart-Lippman and Associates, Inc. | Collection Agency | 12/31/2020 | 12/31/1996 |
| Summit Funding, Inc., Tucson, AZ Branch | Mortgage Banker | 12/31/2020 | 04/29/2016 |
| Susana Zamora | Loan Originator | 12/31/2020 | 07/26/2019 |
| Towner & Kohler, LLC. | Collection Agency | 12/31/2020 | 07/24/2019 |