More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during Q4
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Andres Navarro | Barber | 10/04/2020 | 06/17/2016 |
| Chad Ryan Moeller | Athletic Trainer | 10/06/2020 | 07/06/2009 |
| ALTS - Assisted Living Training School for Caregiver & Manager-ALCTP0010 | Assisted Living Facility Caregiver Training Program | 10/07/2020 | 10/07/2013 |
| ALTS - Assisted Living Training School for Caregiver & Manager-ALMTP0002 | Assisted Living Facility Manager Training Program | 10/07/2020 | 10/07/2013 |
| Ashley Molstad | Occupational Therapy Assistant Limited License | 10/09/2020 | 12/10/2019 |
| Jessica R. Krueger | Occupational Therapy Assistant | 10/17/2020 | 10/18/2016 |
| Shelley M. Richards | Optometrist | 10/28/2020 | 02/12/2018 |
| Ashlee D. Donaldson | Certified Residential Appraiser | 10/31/2020 | 10/03/2008 |
| Jane H. Debrown | Psychologist | 10/31/2020 | 06/14/1991 |
| Mathew M. Clagett | Certified Residential Appraiser | 10/31/2020 | 10/18/2006 |
| Lindie A. Spargo | Athletic Trainer | 11/05/2020 | 09/09/2008 |
| David E. Fitzgerald IV | Registered Trainee Appraiser | 11/09/2020 | 11/09/2017 |
| Cesar Rios | Barber | 11/22/2020 | 12/13/2017 |
| Daniel M. Blanco | Optometrist | 11/25/2020 | 07/12/2017 |
| William G. Bleecker | Occupational Therapy Assistant | 11/28/2020 | 11/29/2012 |
| Amy D. Paul | Psychologist | 11/30/2020 | 11/07/2008 |
| Camille A. Garza | Psychologist | 11/30/2020 | 03/22/2002 |
| Philip C. Barry | Psychologist | 11/30/2020 | 03/17/1989 |
| Traci Ann Williams | Psychologist | 11/30/2020 | 12/29/2009 |
| Sandra Elisa Hernandez | Athletic Trainer | 12/12/2020 | 12/13/2019 |
| Francisco Cruz | Barber | 12/22/2020 | 02/07/2018 |
| 1st Residential Mortgage, LLC | Mortgage Broker | 12/31/2020 | 07/22/2011 |
| Aam, LLC | Collection Agency | 12/31/2020 | 08/26/2015 |
| Abbie Higgins | Dispensing Optician | 12/31/2020 | 03/02/2016 |
| Afroza Ahmed | Psychologist | 12/31/2020 | 12/16/2015 |
| Allied Interstate, LLC, Tempe, AZ Branch | Collection Agency | 12/31/2020 | 09/29/2011 |
| Angela R. Sauser | Dispensing Optician | 12/31/2020 | 09/06/2017 |
| Arizona Billing Specialists, Inc. | Collection Agency | 12/31/2020 | 08/10/1995 |
| Arizona College of Nursing - Tempe | Accredited Vocational and Degree | 12/31/2020 | 01/01/2018 |
| AZ Financial, LLC | Mortgage Broker | 12/31/2020 | 06/02/2016 |
| AZ Lending Experts, LLC | Mortgage Broker | 12/31/2020 | 12/08/2011 |
| Best Capital Funding, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 10/25/2017 |
| Best Capital Funding, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 03/29/2018 |
| Bills.com, LLC, Tempe, AZ Branch | Mortgage Broker | 12/31/2020 | 09/19/2011 |
| Brian M. McDonald | Psychologist | 12/31/2020 | 04/21/2014 |
| Broker Solutions, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 03/02/2017 |
| Capital Pacific Mortgage, Inc. | Mortgage Broker | 12/31/2020 | 10/01/1999 |
| CMG Mortgage, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 02/20/2019 |
| CMG Mortgage, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 06/04/2019 |
| Conduent State & Local Solutions, Inc. | Collection Agency | 12/31/2020 | 01/23/2019 |
| Consolidated Management Group, LLC | Collection Agency | 12/31/2020 | 11/21/2014 |
| DA FA Mortgage, LLC | Mortgage Broker | 12/31/2020 | 06/18/2008 |
| Define Mortgage Solutions, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 07/26/2018 |
| Denning S. Davis | Certified General Appraiser | 12/31/2020 | 12/17/2002 |
| Eagle Home Mortgage, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 03/22/2018 |
| Envoy Mortgage, Ltd., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 07/24/2018 |
| EVO Home Loans, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 08/24/2020 |
| Fairway Independent Mortgage Corporation, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 10/03/2018 |
| Fay Servicing, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 06/06/2017 |
| First USA Funding, LLC | Mortgage Broker | 12/31/2020 | 07/10/2006 |
| Flagship Credit Acceptance, LLC, Tempe, AZ Branch | Collection Agency | 12/31/2020 | 07/07/2016 |
| Geneva Financial, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 02/06/2009 |
| Guild Mortgage Company, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 11/16/2012 |
| Guild Mortgage Company, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 09/29/2014 |
| Hunter Warfield, Inc., Tempe, AZ Branch | Collection Agency | 12/31/2020 | 03/21/2016 |
| Jeffrey Nathanson | Dispensing Optician | 12/31/2020 | 06/19/1980 |
| John William Reich | Psychologist | 12/31/2020 | 03/18/1977 |
| Legacy Mortgage and Investment Corporation | Mortgage Broker | 12/31/2020 | 11/07/2007 |
| Lendage, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 05/03/2019 |
| LHM FINANCIAL CORPORATION, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 04/03/2009 |
| LHM FINANCIAL CORPORATION, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 05/17/2010 |
| Mary Christine Oakley | Psychologist | 12/31/2020 | 08/15/2012 |
| Mortgage Miracles Happen, LLC, Tempe, AZ Branch | Mortgage Broker | 12/31/2020 | 11/09/2016 |
| Ogrady Mortgage, Inc. | Mortgage Broker | 12/31/2020 | 11/09/2012 |
| Panorama Mortgage Group, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 06/17/2019 |
| Richard J. Fredrick | Dispensing Optician | 12/31/2020 | 09/14/1994 |
| Right Start Mortgage, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 11/29/2016 |
| Robert S. Busch | Dispensing Optician | 12/31/2020 | 11/21/1976 |
| Specialized Loan Servicing, LLC, Tempe, AZ Branch | Collection Agency | 12/31/2020 | 07/05/2019 |
| Specialized Loan Servicing, LLC, Tempe, AZ Branch | Collection Agency | 12/31/2020 | 08/17/2020 |
| Summit Funding, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 01/13/2015 |
| Tri-City Accounts Management, Inc. | Collection Agency | 12/31/2020 | 08/24/2017 |
| Union Home Mortgage Corporation, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 01/02/2019 |