More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during Q4
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Caren J. Oberstein | Occupational Therapist | 10/15/2020 | 03/11/1992 |
| Sharon Ann Ogg | Occupational Therapist | 10/16/2020 | 10/17/2018 |
| Jayne Hilma Epstein | Psychologist | 10/31/2020 | 04/01/1978 |
| Lynn Gary Calcote | Psychologist | 10/31/2020 | 07/22/2014 |
| Nancy Jean Amick | Psychologist | 10/31/2020 | 05/12/2004 |
| Shannon D. Gomez L.AC. | Acupuncturist | 10/31/2020 | 10/22/2008 |
| Daniel C. Wright | Athletic Trainer | 11/01/2020 | 05/01/2001 |
| Colleen D. Simpson | Certified Residential Appraiser | 11/30/2020 | 11/22/2010 |
| Christopher P. Taylor | Barber | 12/25/2020 | 08/03/2016 |
| American Pacific Mortgage Corporation, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 07/03/2019 |
| Amerifirst Financial, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 04/04/2013 |
| AmRes Corporation, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 09/07/2018 |
| Arizona Mortgage Specialists, Inc. | Mortgage Banker | 12/31/2020 | 12/02/2009 |
| Clear Mortgage, LLC | Mortgage Broker | 12/31/2020 | 05/06/2009 |
| Ditech Financial, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 05/22/2009 |
| Ditech Financial, LLC, Tempe, AZ Branch | Collection Agency | 12/31/2020 | 03/08/2017 |
| Equity Mortgage, LLC | Mortgage Broker | 12/31/2020 | 04/18/2007 |
| Erica Whetstine | Dispensing Optician | 12/31/2020 | 10/06/2006 |
| Fairway Independent Mortgage Corporation, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 05/31/2012 |
| FARM /Financial And Risk Management, Inc. | Commercial Mortgage Broker | 12/31/2020 | 12/29/2011 |
| Guild Mortgage Company, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 01/15/2020 |
| Jeffery S. Dauscha | Dispensing Optician | 12/31/2020 | 03/07/2018 |
| Kyesub Lee L.AC. | Acupuncturist | 12/31/2020 | 12/20/2000 |
| Leeronia Brown | Dispensing Optician | 12/31/2020 | 09/15/2003 |
| loanDepot.com, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 05/08/2017 |
| Michael J. Oppat | Dispensing Optician | 12/31/2020 | 11/15/2007 |
| Moria Development, Inc. | Mortgage Banker | 12/31/2020 | 05/09/2001 |
| NewRez, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 08/07/2019 |
| NewRez, LLC, Tempe, AZ Branch | Collection Agency | 12/31/2020 | 10/02/2019 |
| NEXA Mortgage, LLC, Tempe, AZ Branch | Mortgage Broker | 12/31/2020 | 01/03/2020 |
| NFM, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 05/18/2016 |
| On Q Financial, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 02/11/2013 |
| Renaissance Lending Group, LLC | Mortgage Broker | 12/31/2020 | 08/15/2007 |
| Richard Mora | Dispensing Optician | 12/31/2020 | 03/20/2009 |
| Rosalie M. Kern | Dispensing Optician | 12/31/2020 | 04/03/1995 |
| Rosalyn Elaine Rose | Dispensing Optician | 12/31/2020 | 09/10/2008 |
| Sandra A. Friedenbach | Dispensing Optician | 12/31/2020 | 09/08/2004 |
| themortgageadvantage.com, PLLC | Mortgage Broker | 12/31/2020 | 12/10/2012 |
| V. I. P. Mortgage, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 08/18/2017 |
| Veritas Funding, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 04/24/2020 |
| Virtuoso Sourcing Group, LLC., Tempe, AZ Branch | Collection Agency | 12/31/2020 | 04/10/2015 |